Many Americans only receive encouragement to save more money or stern cautions that they haven’t saved enough for retirement.
However, the majority of people receive little instruction or don’t give any thought to what to do with all of their savings when they arrive to this chapter. It might be challenging to picture the life that a 401(k) ultimately buys, whether one is decades, years, or months away from retirement. And it is quite challenging to get rid of the worry that you are spending too much money each year.
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